EzHardmoney

 We are a private money lender. We are  in the business of originating private money loans.  We do what is called: HARD MONEY LENDING.   All loans are secured using a trust deed to protect the Investor and the Borrower. 

      We specialize in making HARD MONEY EZ! 

BORROWERS: If you need cash quickly for real estate or any other purpose and can secure the loan with real estate, we can help you!  We make loans to commercial developers, commercial property owners,  investors residential property, houses and homebuilders.  Our main requirement for loan approval is sufficient real estate equity or security or collateral. 

We make loans in amounts between $50,000 and $1,000,000+.  If you want to borrow less than $50,000, we probably can't help you unless it's a very exceptional circumstance.  If you want to borrow more than $1,000,000 contact us.  We have no ceiling on the amount that we can loan.

 (We do not finance or make no money down loans). 

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        EzHardmoney  arranges loans on:

           Commercial Property

          Commercial Development

     Investment property

Houses and homes

Land, acreage, and lots

Residential property

           Land Development (Residential & Commercial) 

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           We can help you when you:

                       NEED MONEY FAST

                      Face Foreclosure or Bankruptcy 

                    Need cash out for any reason 

                    Need to pay lien holders or IRS 

                    Can't verify your true income 

          Are turned down by conventional lenders but

          Have good equity in real estate or other securities

                or collateral.

          HAVE COLLATERAL (notes, deeds of trust, seller

                carry-back contracts, etc. )

          Don't have the time to meet the typical

                underwriting requirements and time period

                of the institutional lender which can run from 3

                 to  6 months. 

                         You've come across an opportunity and need to

                     move on it NOW!

                          You cannot or will not go through the strenuous

                     and time-consuming underwriting required

                     by conventional lenders.

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          EzHardmoney provides fast funding at competitive rates.  We specialize in real estate lending and cater to Professionals and Investors involved in real estate transactions that require cash  FAST; without going through normal bank or mortgage lender guidelines.        

           We're able to create intricate debt and equity structures to finance even the most complex development projects. Our creative financing solutions were developed for those seeking alternatives to conventional bank or mortgage loans.

         Our fast, flexible, and creative financing is perfect for borrowers looking for quick approval on a secured or asset based loan. Whether you need money for a property that is difficult to finance, you have credit problems, you can't provide sufficient verifications or you just need cash quick, we can help.  

           We have no pre-set criteria.  We look at the loan as a whole package.  We need to be able to sell the loan to our private investors.  There needs to be equity in the property so that our investors will be protected and insured of receiving both their principal and interest and we also want to know that you have a secured interest in the property.  We also want to know that you can make the monthly payments and that you have an exit strategy so that you can pay the balance due when the loan term expires.  Credit rating is not all important as it is to a Bank or Mortgage Company, but we won't loan money to a chronic deadbeat or someone that is always behind on debt.  Most loan decisions are made based on purchase price. 

We don't do no-money down loans! 

You need to have equity in the property!

If you can supply the collateral (with equity) we can supply the money!

 If you live in the following States and/or cities we can help you obtain a hardmoney loan and/or a mortgage.  We do 1st and 2nd mortgages and loans with liens on property. 

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

         INVESTORS: If you are looking for higher rates of return than you can find in other fixed rate investments or want less volatility than stock investments, you should be investing with us! Your investment is secured through the value of the real estate pledged by the borrower.

         BROKERS: If you have a borrower that doesn't qualify for a traditional mortgage, but has sufficient real estate assets to secure a loan, call us now! We'll protect your commission. Bring us your deals, and we'll let you know if they qualify.

         We will be glad to answer any of your questions or give you more information.